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Finance Specials


    First Time Buyer? College Graduate? 
         Military? New to the Country?
           Bad Credit ? We Can Help.
 
               Call us Today @ 626-859-7400

Finance Programs

Buy

Experience the Freedom of Ownership

Whether you're a recent college graduate or a loyal Toyota owner who's looking for an upgrade, our finance programs can put you on the road in your very own Toyota.

West Covina Toyota can help you determine which Toyota Financial Services program is best for you.

Finance Programs*

Finance Program Details
Plan to keep your Toyota for a while? Drive more than 15,000 miles a year? Or just want the thrill of ownership?

*Finance your vehicle through Toyota Financial Services and you can expect the same high standards that you associate with Toyota vehicles. When shopping for a Toyota, ask us about financing through TFS.

Finance Terms:

  • All new Toyotas and current through five-year-old Toyota Certified Used Vehicles (TCUVs) are eligible.
  • 24- to 72-month contract terms are available (TCUV terms depend on vehicle age).
Your monthly payment will depend on:

  • The vehicle you select
  • Annual Percentage Rate
  • Length of finance term
  • Amount of down payment
  • Amount you finance
College Graduates
We're offering college grads up to $400! If you received your degree within the last two years, you could qualify for a rebate on the purchase of a new Toyota.
Graduating college is a big achievement. Reward yourself through our College Graduate Finance program.*

What You'll Get


  • $400 rebate on any new Toyota
  • No money down and no monthly payments for first 90 days
  • Complimentary Roadside Assistance for one year
  • Competitive APRs on New Toyotas

How to Qualify

You must meet all of these conditions:


  • Get that degree! To take advantage of the program you must:
    • Have graduated from an accredited four-year college, university, or registered nursing degree program during the last two years or graduate from such a school/program within the next six months, or
    • Have graduated from an accredited two-year college during the last two years, or
    • Be enrolled in an accredited graduate degree program or have received a degree from an accredited graduate program during the last two years, or
    • Have graduated during the last two years from the two-year Toyota Technical Education Network (T-TEN) Program or any other two-year post secondary automotive program accredited by the NATEF, or
    • Have completed an electrician apprenticeship/certification program during the last two years through the NJATC and the IBEW.

  • Get a job! Show proof of present employment, or future employment with a start date within 120 days of your purchase contract date. Toyota Financial Services (TFS) must deem your salary sufficient to cover living expenses and vehicle payments.

  • Get insured! Bring proof of collision insurance, as required by TFS. See your dealer for details.

  • Minor credit lapses allowed! Obligations paid within 60 days or less of the due date and non-credit related (e.g., rent, utilities, health club membership, etc.) charge-offs less than $250 are acceptable.


Military Rebate Program
You serve us. We'd like to return the favor. In appreciation of all that you do, Toyota is offering a special $400 rebate to eligible active duty personnel.

Toyota Certified Used Vehicle
Used vehicles are some of the best values around, and financing your Toyota Certified Used Vehicle through West Covina Toyota and Toyota Financial Services is no exception. West Covina Toyota and Toyota Financial Services offer flexible terms and new-vehicle financing APRs to qualified applicants. And Toyota factory-trained technicians recondition and certify your vehicle, so you'll know it's in great shape.
Why finance or lease a Toyota Certified Used Vehicle (TCUV) through West Covina Toyota and Toyota Financial Services? Because we're willing to support each TCUV with new-vehicle financing APRs.

Each TCUV has met the rigorous standards of a Toyota quality assurance inspection. This means that TCUVs are some of the most reliable used vehicles on the market. Through participating dealers and TFS offer new-vehicle APRs and terms on all TCUVs, so you know you'll be getting a great deal on one of the best used cars around.

What makes TCUVs unique?



You serve us. We'd like to return the favor. In appreciation of all that you do, Toyota is offering a special $400 rebate to eligible active duty personnel.Used vehicles are some of the best values around, and financing your Toyota Certified Used Vehicle through West Covina Toyota and Toyota Financial Services is no exception. West Covina Toyota and Toyota Financial Services offer flexible terms and new-vehicle financing APRs to qualified applicants. And Toyota factory-trained technicians recondition and certify your vehicle, so you'll know it's in great shape.
  • A Vehicle History Report is run to ensure each vehicle is worthy of the Toyota Certification process.
  • Each TCUV undergoes a 160-point Quality Assurance Inspection and reconditioning by Toyota-trained technicians.
  • Each TCUV comes with a 3-month/3,000-mile comprehensive warranty (from date of certified purchase) and a 7-year/100,000-mile Limited Powertrain Warranty2 (from original date of first use when purchased as new).
  • Toyota backs each TCUV with 7-years/100,000 miles of 24-hour Roadside Assistance from purchase date when first sold as new.


Business Solutions Program Details
Selecting the right financing can be as important as choosing the right vehicle. With competitive financing, flexible programs, and superior customer service, we can help you obtain the Toyota vehicle you need with the financing option that's right for your business.


You serve us. We'd like to return the favor. In appreciation of all that you do, Toyota is offering a special $400 rebate to eligible active duty personnel.Used vehicles are some of the best values around, and financing your Toyota Certified Used Vehicle through West Covina Toyota and Toyota Financial Services is no exception. West Covina Toyota and Toyota Financial Services offer flexible terms and new-vehicle financing APRs to qualified applicants. And Toyota factory-trained technicians recondition and certify your vehicle, so you'll know it's in great shape.
  • Open End Lease Plan - Commercial open end lease with a Terminal Rental Adjustment Clause (TRAC). Vehicles can be customized with specialty equipment and paint.
  • Closed End Lease Plan - Since you don't own the vehicle, you only pay for the portion of the vehicle's life that you use, (plus taxes and other lease changes) which may allow you to operate vehicles without the full cost of ownership
  • Retail Finance Plan - Attractive financing with flexible terms are available
  • Preferred Option Finance Plan (Balloon) - You can retain titled ownership of the vehicle (available in limited states)
  • Consolidated Billing Statements - Financing multiple vehicles? Simplify your life by receiving one statement and remitting one payment covering all Business Solutions accounts.
  • Vehicle Credit Lines - Pre-qualified customers can plan ahead for future acquisitions without going through the full credit approval process each time you finance an additional vehicle.
  • Master Agreements - One master agreement, with the ability to vary vehicle delivery dates.
  • Vehicle and Payment Protection Products - Optional Pre-paid Maintenance, Guaranteed Auto Protection (GAP), and Vehicle Service Agreements provide added protection to your vehicle investment
For more information on how our Business Solutions programs can help keep your business moving, contact us at 800-859-7400.

iFinance
Limited credit? No worries. Our iFinance Program can help get you into a new Yaris or Matrix without a co-buyer.
For those with limited credit history, financing or leasing a vehicle can be a challenge. But West Covina Toyota and, Toyota Financial Services have a program designed especially for you. The iFinance program allows qualified applicants to drive off in a new Toyota Corolla, Matrix, Tacoma or Yaris without a co-applicant.*

Both finance and lease contracts are available. With a TFS finance or lease contract, you can start building your credit history. Just meet the following criteria:*


  • Credit Line. At least one satisfactory credit line (minimum $500 trade line) open for at least one year, and no adverse credit.

  • References. Five personal and verifiable references.

  • Employment. A full-time job, which you've held for at least six months.

  • Sufficient Income. Your income must be enough to cover ordinary living expenses and vehicle payments, and be consistent and verifiable. Your monthly payment may not exceed a certain percentage of your gross monthly income.

  • Vehicle Insurance. You must show verifiable proof of insurance, as required under the terms of your TFS contract.

  • Minimum down payment. Minimum down payment of 10% of MSRP or selling price, whichever is less.

  • Other restrictions apply. See your dealer for details.

Finance transaction example*: If financing a 2007 Toyota Yaris (model #1442), MSRP of $13,130, down payment of $1,313, and an Annual Percentage Rate (APR) of 10%, you would have 60 monthly payments of $21.33 per $1000 financed.


Other Programs

Repeat Customers
Qualified repeat TFS customers enjoy special benefits with the Encore Program.
Time to buy a new vehicle? When was the last time your finance company gave you something back? At Toyota Financial Services, we reward our repeat customers through the Encore Program.

If you've previously financed or leased a vehicle through TFS and a participating dealer, you may be eligible for special benefits as a returning customer.

Ask us if you qualify for our Encore Program. We will have information about additional benefits. Please call 800-859-7400.


You serve us. We'd like to return the favor. In appreciation of all that you do, Toyota is offering a special $400 rebate to eligible active duty personnel.Used vehicles are some of the best values around, and financing your Toyota Certified Used Vehicle through West Covina Toyota and Toyota Financial Services is no exception. West Covina Toyota and Toyota Financial Services offer flexible terms and new-vehicle financing APRs to qualified applicants. And Toyota factory-trained technicians recondition and certify your vehicle, so you'll know it's in great shape.

information accuracy:

* While every reasonable effort is made to ensure the accuracy of these data, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with a dealership sales representative.
Expires 08/31/2008


Contact Information

West Covina Toyota Scion

1800 E Garvey Ave S. West

Covina, CA 91791
workSales:
866-385-7369
serviceService:
866-918-6288
partsParts:
866-865-3688

Hours

  • Monday: 8:30 AM - 10:00 PM
  • Tuesday: 8:30 AM - 10:00 PM
  • Wednesday: 8:30 AM - 10:00 PM
  • Thursday: 8:30 AM - 10:00 PM
  • Friday: 8:30 AM - 10:00 PM
  • Saturday: 8:30 AM - 10:00 PM
  • Sunday: 9:00 AM - 10:00 PM